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Subject:  Pallozzi v. Allstate Life Ins. Co

Significant decisions:
Pallozzi v. Allstate Life Ins. Co., 198 F.3d 28 (2d Cir. 1999), rehearing denied 204 F.3d 392 (2d Cir. 2000)
The Second Circuit reversed the district court’s dismissal for failure to state a claim, holding that (1) Title III of Americans with Disabilities Act (ADA) regulates insurance underwriting practices in at least some circumstances; (2) ADA's regulation of insurance underwriting is not barred by McCarran-Ferguson Act; and (3) applicants were not required to plead that challenged conduct lacked actuarial justification.